Image source: Getty Images Quitting smoking can impact home insurance costs more than many people realize. Key points Homeowners insurance companies charge premiums for coverage. Many factors impact how much insurance costs. This includes whether a homeowner is a smoker. Homeowners generally need insurance coverage in order to protect their dwelling and to protect the property they own within their home.  Premiums for home insurance policies can cost thousands, though. As a result, it is a good idea for property owners to explore all of their coverage […]

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